My grandmother (RIP) used to tell me "The choices you make when you are young are the decisions you must live with when you get older." Sounds to me like you are making a good decision, by sacrificing some comfort and space now in order to get out of debt and move forward without having a bank to deal with your whole life.... Good luck with your plans!Good for you! I also look at it as a way to flip my financial situation next year. My program carries significan debt. It's more debt than many people take on in a mortgage. Going tiny will help it all come out in the wash at the end of the day.