A client. I was a personal financial advisor for what is called a boutique firm in the SF Bay Area. In the 08/9 crash I did well for me and my clients. One helped me to buy a condo in SF. It was my first and only home for some time, but I’d grown up on a small farm and missed the soil. My client got me into sailing. Its a very affordable sport until you buy a boat which I didn’t until 2013. We then sailed in the Delta and he had islands in the Delta mapped out where he’d planted orange trees, grape fruits, some almonds, and peaches. He taught me about leaving packages on islands for SHTF. He challenged me and my wife one day to a challenge. Go from your condo out the golden gate in your boat with everything you need to survive in 60 minutes. I said easy. It wasn’t. The bet however was one sided he just wanted me to learn how to do it, and we eventually did. He still lives in SF. We bought some farm land in Ireland and relocated there. I feel safe there I just have to return to SF quite often. The travel always concerns me now.