Welcome aboard, from SC! As far as pointers go... read, read and read some more. Read all different aspects and decide what is right in your situation, remembering that that situation can change in an instant. Be prepared for anything.
Wow another Texan? Man we are starting to roll deep up in here.
Welcome to the forum from another fellow Texan. Great to have you here with us and glad you joined. Lots of great info and great minds here too. There is sure to be at least a little something for everyone here. Hope to see you around and see you often.