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I know you can buy kits for melting down metals, but I think they are like 600 bucks for the small ones at home....which, unless you have a boat load of jewelry or a stead inflow of gold/silver, it wouldn't be worth it, Instead, see what you can sell it for and go to a coin store and buy "Junk" silver and gold bullion. If you know exactly how much gold weight is in the jewelry i think ebay is a good bet for getting your money worth, people on there pay over spot value regularly so that's my suggestion.
 
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