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I second acidlittle 100% that would be the best thing to do, the another thing I've seen is guys on criagslist who melt down your scrap silver jewelry into bars or rounds for 20% of the finished product. however you would have different purities every time especially with gold and you would have to invite strangers to your place that now know you have precious metals. I would sell on ebay and reinvest into coins or bullion. it is easier and safer however the shmelting would be more profitable but is high risk due to strangers in your home, hot liquid metal, and even if you spend all this money on a melting kit you don't even know if anyone will take you up on the service
 
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