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Ignorant Property Associations

6338 Views 41 Replies 17 Participants Last post by  ekim
At the bequest of my wife we took a drive last weekend. We stopped at a "golf and country club" in the Sierra Mountains - I'd say foothills but its really beyond them and in to the mountain range. It really is a beautiful property. They have suffered like any other and lots are available there for $495 now. They are about a half acre and were marked as we drove through the subdivision. This is a big subdivision / community. There are nearly 3000 homes already built and probably 500 or so empty lots left most of which are held by someone. They have a lot of nice amenities including an air strip / hangers, golf course (if you dig - I did in the past - not lately), SHOOTING RANGE (yeah baby), and all of the other typical stuff (tennis, pools, trails etc etc) and its on a lake too. As things go - this isn't bad. Its only 75 minutes from my primary residence AND its actually "on the way" to my BOL. Things were looking positive. So I started to do a tad bit of homework this week only to learn:

1) I can't build myself unless I"m a licensed contractor - thems' the rules.
2) No solar, no how, no way, even if I "hide" it - have to pay "the man" his PG&E rates to the extreme.
3) No generators if they can be heard by anyone - someone hears is - you lose it? Is that possible?
4) Must build 1200 minimum square feet and oh building permits start at about $15k - now you see why the lot is $495
5) And them dues - $158 a month for life - never goes away - doesn't even include property taxes.

Sorry honey, I'll build you a driving range pad on the BOL.
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I think the most ridiculous "rule" I ever saw was a townhouse development that made an owner change his roof shingles because they were artificial, (i.e. fireproof) instead of the wooden ones that were original.
And this was in a fire area. Just ridiculous.

No. I don't live in an HOA area. And I never will. My choice. YMMV
There is nothing ignorant about it.

The developer decided this was the product he wanted to offer and thought property owners would like their investment protected from those wanting a different lifestyle. So the developer drew up a set of covenants and restrictions. These in most states are recorded and part of the public record.

This is a prime example of property rights and contracted protection from cheap construction, small shacks, and garish taste.

I am both the President and treasurer of such an association. Believe me it only takes a few homes to hurt property values. There is a development only a couple miles down the highway that has destroyed the value of early buyers because of poorly written restrictions.

Granted the developer runs the risk of not being able to sell his lots because his product concept is priced outside the local demand.

Our current dues is only $204 a year but we have zero clubhouses, golf courses and the like. We have limited common areas to maintain and our board's biggest job is enforcing aesthetic compliance.

I know of association dues as high as $300 to $600 a month. These neighborhoods are sold out and brokers have names on buy list if one goes on the market.

This is part of freedom. This is part of property rights. This is far better than having a government zoning and planning commission.

There is nothing ignorant. It is informed.
Living with an hoa has nothing to do with freedom but is all about choice. hoa is as good or bad as you make it, period. If you don't like living with their hoa rules / guidelines live some where else, simple as that. Say what you want but living under an hoa means you don't really own squat but it's your right to do as you please. For me it's a no brainier, never going to live that way. I prefer to live as a free man as much as possible so that makes any hoa a trade off not worth the cost to live with other KEPT people with their so called luxury living. To me it's closer to a fancy prison life style and way to expensive both in monetary and freedoms lost. It's bad enough that the people are loosing many freedoms, much less paying to give up more!
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