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Common US coins have a obvious copper band, but it is much easier to watch the dates.

All US coins with a date stamp of 1964 and below are 90% silver.

Traditionally they are called "junk silver" but as the SHTF they are much much harder to attain

Dropping a real silver coin on a table is the best way for the layman to test a silver coin, it had a distinctive "ring".

Of course the best way to temper you ear is to "ring" a real coin and observe the differences. Other than that you are stuck with mirometers and scales to decide. They are just as good but not nearly as fun as the "ring"
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