Coming soon to a bank near you...
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Edited to add:
A quote from this article:
“You are going to have to establish yourself so that a clear digital identity can be registered to you,” Wasler continued. “This digital identity is going to be accessible across all spectrums of health care. All of your credit information, all three credit bureaus, all of your banking information directly with the federal reserve.”

Federal Reserve Will Launch 'FEDNOW' Payment Service In July

Edited to add:
A quote from this article:
“You are going to have to establish yourself so that a clear digital identity can be registered to you,” Wasler continued. “This digital identity is going to be accessible across all spectrums of health care. All of your credit information, all three credit bureaus, all of your banking information directly with the federal reserve.”