Talk to a financial planner. If you are willing to take that kind of hit, then take time to seek the advice of your accountant or a certified financial planner. I got into some tax-free school bonds and I'm happier than a pig in sh*t. Don't give uncle sugar jack squat. Look into Roth IRA's more importantly, talk to a financial planner. You've don't pretty good so far, don't booger it up now. Good luck to you and God Bless.
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