I've been involved in silver and gold buying for many years. I have been a "silver guy" for many years now, and silver is the only precious metal that I buy.
My advice is to not sweat the small decreases, or the small increases. I have stated this before in this forum, and I will state it again.............silver will NEVER go below $10.00 per ounce.
If you are buying silver as a hedge against the collapse of fiat currency, GOOD FOR YOU! If you are buying silver as a SHTF legitimate "currency", GOOD FOR YOU AGAIN!
Here are some simple rules to follow, when buying silver:
1. Do NOT buy Morgan Silver Dollars, Peace Silver Dollars, or any other "collector" coins. The premiums above melt value are ridiculous. Also, contrary to popular belief, Morgan and Peace Silver Dollars do NOT contain one ounce of silver each. They each contain 0.77 ounces of silver.
2. Do NOT buy silver bars, or silver rounds, or silver ANYTHING from private mints. In a SHTF world, you have no way of proving that the privately minted silver is really silver.
3. The best buy is, and has always been, the so-called "junk silver", U.S. minted pre-1965 half dollars, quarters, and dimes. You will are probably going to pay up to a 20-30% premium over spot price, due to the demand being very high right now, but you will still get the most bang for your buck with "junk silver". My favorite "junk silver" coin is the Franklin Half Dollar. ALL Franklin half dollars that were minted, are 90% silver, and they are usually in very good condition, because they were not circulated as often as quarters and dimes.
4. Silver American Eagles are a good investment also, but the premiums above melt value are always very high.
I buy all of my "junk silver" on e-Bay. I don't mess around with coin dealers.